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Payments

Finly + Stripe

Payments · Two-way sync · Live since 2025 · About 10 minutes to connect

What it does

Finly reads your Stripe payouts, fees and refunds as they settle and posts each one to the right account. A payout arrives split into its gross, its processing fees and its refunds, matched to the bank line it landed on.

What syncs

What moves, and which way.

Both directions, on every sync.Nothing here is a nightly batch —a record that changes at 14:02 is in the ledger before you look at it.

Stripe → Finly

  • Charges, refunds and disputes, as they happen
  • Payouts, with the gross and the fee split preserved
  • Processing fees, posted to their own account
  • Balance transactions, matched to the bank line
  • Customer and invoice references, carried through
  • Currency and the FX rate at settlement

Finly → Stripe

  • Ledger account codes, written back as metadata
  • Reconciliation status on every payout
  • Entity tag, so a multi-entity group stays separate

Connected

What it looks like once it is on.

The Finly ledger view for a connected payments account: €1.84M settled this month, €41,900 of processing fees at 2.3% of gross, no unreconciled payouts, a twelve-week payout chart split between cards, gross and reimbursements, and three lines needing a human.

Every payout, already split three ways.

Gross, processing fees and refunds land as separate lines against the same payout, each on its own account.The bank line that arrives two days later matches without anyone touching it.

Before you start

What you need, and what it will not do.

You need a Stripe account with owner or administrator access and a Finly plan that includes bank feeds, which means Core and above.One Stripe account maps to one Finly entity, so a group running several entities connects each one separately —that separation is also what keeps the fee accounts apart at the close.Nothing is installed, and the key never leaves Finly.

Two things it deliberately will not do.It will not move money:Finly reads Stripe and never initiates a payout, a refund or a transfer, so a bad sync cannot cost you anything.And it will not rewrite history —payouts that settled before you connected stay exactly as they are unless you ask for the ninety-day backfill, which is a separate run and a reversible one.

PayPal

Payouts and fees, split the same way.

Square

Terminal takings, coded as they clear.

Wise

Multi-currency balances and the FX rate at settlement.

Mercury

Bank feed and card spend on one line.

Get started

Stop closing the month in arrears.

Book a 30-minute demo and we'll run your own last month through a sandbox, so you can see the close before you commit to anything.