Corporate cards
Issue a card in seconds, set the limit in policy, and see the spend land on the ledger before the receipt is filed.
See every euro the moment it moves.
Corporate cards, bill pay and the close on one ledger —so finance runs on today's numbers instead of last month's.
Cash position · Live
€4.28M
+2.4% this week
Trusted by 2,400 finance teams
The problem
Most finance teams close the books three weeks after the month ends.By the time the cash position is signed off it describes a company that no longer exists — a hire already made, a runway already spent, a supplier already paid twice.The number is accurate and useless at the same time.
How it works
Three places the month gets away from you.
Set the policy once, not per purchase.
Card limits, merchant categories and approval thresholds live as rules on the card itself.Finance stops reviewing every transaction and starts reviewing only the exceptions.
92% of card spend needs no review
Measured across 2,400 teams in the first quarter after switching.
One payment run, every supplier.
Batch the approvals, schedule the run, and let each payment post itself with the invoice already attached.No CSV export, no re-keying, no second system to reconcile against.
€3.1B moved without a manual entry
Annualised bill pay volume across Finly in 2026.
The close starts on day one.
Feeds reconcile continuously and receipts match themselves as they arrive.By the last day of the month there is almost nothing left to do but sign it off.
Day 21 → day 3
Median close for teams in their third month on Finly.
Why Finly
The ledger is the product, not a report.
Most tools bolt reporting onto a stack of accounts that never agreed in the first place.Finly starts at the ledger —every card swipe, supplier payment and reconciliation writes to it as it happens.
- One ledger, not three exports
- Cards, bill pay and the close post to the same book, so nothing is reconciled twice.
- Today's numbers, not last month's
- Balances move as the money moves. The close stops being an event you brace for.
- Every entry keeps its evidence
- Receipt, approver and timestamp travel with the line, not in a folder beside it.
Integrations
It already talks to your stack.
Bank feeds, accounting ledgers, payroll and HR systems sync both ways —so the numbers you see here are the numbers in your books.
- Stripe
- PayPal
- Square
- Shopify
- Wise
- Mercury
- Brex
- Ramp
- Workday
- Remote
- Greenhouse
- Lattice
- HubSpot
- Slack
- Zapier
- Coinbase
Customer stories
Teams that stopped guessing.
Northwind
Close time after one quarter, with no extra headcount on the finance team.
Ostrom
Of receipts captured automatically, without anyone chasing them.
“We used to find out what March cost us in the third week of April. Now the number moves while the month is still happening — which means we can still do something about it. Our first close on Finly took three days. The one before it took twenty-one.”
“The payment run used to be a spreadsheet, a bank portal and three people confirming totals to each other. Now it is one screen and one approval — and the invoice is already attached by the time the payment posts. Nobody re-keys anything.”
Halcyon
Duplicate supplier payments caught in review, before they ever left.
Across Finly
Annualised payment volume moving across Finly bill pay.
On camera
Hear it from the people who close the books.
“Twenty-one days to close, then three. Nobody added headcount to get there.”
Priya Raghavan · VP Finance, Northwind
Watch Priya Raghavan's story
“One screen, one approval, and the invoice is already attached when the payment posts.”
Marta Nowak · Financial Controller, Kestrel
Watch Marta Nowak's story
“Receipts stopped being a chase. They arrive matched, or they arrive flagged.”
Bram de Vries · Head of Finance, Ostrom
Watch Bram de Vries's story
“We caught duplicate payments in review that would have gone out the door.”
Tobias Reinhardt · CFO, Halcyon
Watch Tobias Reinhardt's story
Pricing
Priced per seat, not per transaction.
Move a hundred million or a hundred euro —the bill is the same.
€12/seat/month
For teams up to twenty-five people.
- Corporate cards, issued in seconds
- Employee reimbursements
- Receipts filed to the ledger
Growth
Most teams€22/seat/month
Everything in Starter, plus the payables side.
- Bill pay and supplier payouts
- Approval rules
- The close workspace
Custom
Everything in Growth, at group scale.
- Multi-entity consolidation
- Single sign-on
- A named success lead
Getting started
Cards in week one. Close in week three.
Nobody rebuilds a finance stack mid-quarter.So the switch is staged:cards and bank feeds in week one, payables in week two, and the first close runs with your old exports beside it as a check.
- Your history comes with you
- Two years of transactions, vendors and approvals import on day one, mapped to the chart of accounts you already use.
- Feeds run beside your old ones
- Bank and card feeds connect while your current process keeps running, so week one costs the team nothing.
- The first close is checked twice
- You reconcile both books once, side by side. After that there is one book, and no export to prove it.
From the blog
Notes from the close.
The close
What a three-day close actually requires
The four things that have to be true before month-end fits inside a working week.
· 3 min read
Spend
Card limits belong in policy, not a spreadsheet
Set it at issue and month-end stops surprising you.
· 2 min read
Payables
Approval rules people actually follow
Most chains are designed for the exception, not the invoice.
· 2 min read
FAQ
Questions finance teams ask us first.
Everything else lives in the docs, or ask us directly —a real person answers.
How long does implementation take?
Most teams are issuing cards inside a week. Bank feeds connect the same day, and the accounting sync takes one call with your controller plus a test close against last month.
Do we have to move our banking?
No. Finly reads your existing accounts through the same feeds your bank already publishes, and the cards settle against them. Teams that do want to consolidate usually decide that after the first close, not before it.
Which accounting systems do you sync with?
The ledgers most finance teams already run, both ways — so a category you set in Finly lands in your books, and a chart-of-accounts change lands back here. If yours is not on the list, the API writes the same entries the sync does.
How are customer funds protected?
Balances are held with regulated partner institutions and kept segregated from Finly's own accounts, so they are not ours to lend or spend. Card issuing runs on licensed rails, and access to move money is behind your own approval rules.
Can we set different rules per entity?
Yes. Policies, approval chains and spend limits are set per entity and inherited by the teams inside it, so a subsidiary can run tighter thresholds than the group without a second workspace to reconcile.
What happens to our historical data?
It comes with you. Two years of transactions, vendors and approvals import on day one and stay queryable beside the new ones, which is what makes the first close checkable against your old books.
Get started
Stop closing the month in arrears.
Book a 30-minute demo and we'll run your own last month through a sandbox, so you can see the close before you commit to anything.