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Payments

Finly + Coinbase

Payments · Two-way sync · Live since 2026 · About 12 minutes to connect

What it does

Finly reads Coinbase balances and trades and books cost basis and realised gain as separate lines. Nothing is revalued behind your back: unrealised movement is reported, never posted, until you ask for it.

What syncs

What moves, and which way.

Both directions, on every sync.Nothing here is a nightly batch —a record that changes at 14:02 is in the ledger before you look at it.

Coinbase → Finly

  • Balances per asset and per portfolio
  • Trades, with their cost basis preserved
  • Network and trading fees, on their own account
  • Transfers in and out, with the counterparty
  • Realised gain and loss per disposal
  • The rate applied at each settlement

Finly → Coinbase

  • Ledger account codes, written back as metadata
  • Reconciliation status on every disposal
  • Entity tag, so a multi-entity group stays separate

Connected

What it looks like once it is on.

The Finly ledger view for a connected payments account: €1.84M settled this month, €41,900 of processing fees at 2.3% of gross, no unreconciled payouts, a twelve-week payout chart split between cards, gross and reimbursements, and three lines needing a human.

Every settlement, already split.

Gross, processing fees and refunds land as separate lines against the same Coinbase settlement, each on its own account.The bank line that arrives two days later matches without anyone touching it.

Before you start

What you need, and what it will not do.

You need a Coinbase account with owner or administrator access and a Finly plan that includes bank feeds, which means Core and above.One Coinbase account maps to one Finly entity, so a group running several entities connects each one separately —that separation is also what keeps the fee accounts apart at the close.Nothing is installed, and the key never leaves Finly.

Two things it deliberately will not do.It will not move money:Finly reads Coinbase and never initiates a payout, a refund or a transfer, so a bad sync cannot cost you anything.And it will not rewrite history —activity that settled before you connected stays exactly as it is unless you ask for the ninety-day backfill, which is a separate run and a reversible one.

Stripe

Payouts split into gross, fees and refunds.

PayPal

Payouts and fees, split the same way.

Square

Terminal takings, coded as they clear.

Wise

Multi-currency balances and the FX rate at settlement.

Get started

Stop closing the month in arrears.

Book a 30-minute demo and we'll run your own last month through a sandbox, so you can see the close before you commit to anything.